Welcome, Guest
You have to register before you can post on our site.

Username/Email:
  

Password
  





Search Forums

(Advanced Search)

Forum Statistics
» Members: 940
» Latest member: karynthirty
» Forum threads: 19,825
» Forum posts: 19,366

Full Statistics

Online Users
There are currently 35 online users.
» 0 Member(s) | 35 Guest(s)

Latest Threads
Charity
Forum: Giving to Charities
Last Post: Tessa
12-05-2017, 01:12 PM
» Replies: 0
» Views: 6,268
What Stoic Philosophy Can...
Forum: General Advice
Last Post: Williamjex
11-02-2017, 01:13 AM
» Replies: 1
» Views: 56,942
IRS is a private collecti...
Forum: History
Last Post: keltan
05-30-2017, 05:06 PM
» Replies: 1
» Views: 3,308
Interviewing a Financial ...
Forum: 5D Investing for Profit
Last Post: Swier
03-21-2017, 07:12 PM
» Replies: 2
» Views: 20,691
Private Banking Can Help ...
Forum: Charity & Giving
Last Post: hollyrbraswell
10-18-2016, 05:53 PM
» Replies: 1
» Views: 2,886
Overview of Effective Inv...
Forum: 5D Investing for Profit
Last Post: SunnySmiles
03-27-2016, 01:05 AM
» Replies: 1
» Views: 5,999
Impact of Sudden Wealth
Forum: Miscellaneous
Last Post: it-man
11-24-2015, 01:37 AM
» Replies: 0
» Views: 3,514
What will happen in Germa...
Forum: 5D Investing for Profit
Last Post: Lady Nana
10-23-2015, 07:07 PM
» Replies: 3
» Views: 6,047
Using Legal Entities for ...
Forum: Things the Wealthy Do
Last Post: it-man
10-16-2015, 03:04 AM
» Replies: 0
» Views: 3,602
Money and the Law of Attr...
Forum: Blocks to financial well being
Last Post: Amma-la
09-12-2015, 08:52 AM
» Replies: 0
» Views: 55,273

 
  50 Questions to Ask When Interviewing an Accountant
Posted by: it-man - 08-01-2015, 06:44 PM - Forum: General Advice - No Replies

Nothing is more frustrating than to work hard and make a pile of money, only to lose it in a lawsuit or to the IRS. There are core people necessary in each and every business team. Few are more important than your accountant and your lawyer. Having been through the selection process a few times, I figured it would be worth sharing some of the wisdom we have gained.

I found an article on my final web search for a small detail while writing this post. Reading it a few times, I was incredibly stoked on Matt’s narrative. This is a great piece on the topic of getting an accountant for web-based contractors, check it out: Accountant Showdown 2007


The 5 Keys to Finding the Right CPA



1. Reputation


Good news travels quickly. Bad news is currently the only man-made invention that can break the time barrier. When considering an accountant, ask other business owners, lawyers, and even your local IRS agent who they would recommend. The fact is, ask enough people and you will usually end up with a few good choices. We found our lawyer this way. We asked around town and all four of the people we asked referred the same woman. No contest. And they were right, she has been a true asset to our company.

Once you have a list to work from, let the interviews begin. Don’t be afraid to take their time. If they aren’t willing to talk to you now, they probably will never give you the time you need in the future.

2. Communication

Your accountant should never be the lone gunman. They are part of a team. They protect your assets and help you gain the knowledge you need to make smart business decisions. If you don’t understand what they are doing, and they can’t explain it to you, run like hell. There is no easier way to get yourself in a whole lot of trouble than to allow someone to play with your money without supervision.

Start by finding an accountant who has the people skills to match your level of understanding. If you have virtually no bookkeeping experience, make sure they can explain to you what they are doing in layman’s terms. Even better, find someone willing to teach you a little as you work together over time.

3. Guidance

An accountant is different from a bookkeeper. Your accountant should offer much more than just pushing your numbers around into new formations. They will help guide your business from a financial perspective. Tax planning, how much you can pay yourself, how to handle contractors vs. employees, and a lot more. Pay the money for their advice, it’s usually worth it.

When interviewing accountants, ask their perspective on business topics relevant to your industry. Ask if they have worked with freelancers before. Make sure they are familiar with the common perils and follies of your business type. Make sure they are familiar with the tax laws that will impact you.

4. Availability

Make sure you can talk to them when you need to. If you have to wait a week each time you have a question, it will directly affect the performance of your business. Ask what their turnaround time is after a phone call. How quickly can they usually fit you in for a face-to-face meeting? How prompt are they with email?

Our current accountant is phenomenal in all aspects except this one. He’s tough to get ahold of and it frustrates me. Frankly, it will probably be the death of our working relationship some day. For the time being though, he provides solid guidance and has been there each and every time we’ve needed him.

5. Protection

One of the major roles a CPA will play is to guide you in the situation of an IRS audit. Find out the level of experience your accountant has in working with the IRS. This is very important, as I’m told that the audit process is often grueling and expensive. Our current accountant was an auditor for the IRS for over a decade.

50 Questions to Ask while Interviewing an Accountant

  1. What licenses do you have?

  2. How long have you been in accounting?

  3. How long have you run your own accounting business?

  4. Who are your other clients?

  5. How do you calculate your fees?

  6. Do you have any specialties?

  7. Do you have experience with freelance independent contractors?

  8. How many accountants are in the firm?

  9. Have you ever been convicted of a crime?

  10. Can I see the results of your accounting firm’s peer review report? (normally done every three years)

  11. Do you consider yourself to be tech-savvy?

  12. Are you active in the local business community?

  13. Do you outsource any of your work? Do you perform the work personally? If not, what is the review process?

  14. Will the person I deal with change? Will I get a regular person to discuss my finances with?

  15. Are your services standardized (packages) or do you offer customized services based upon my business needs?

  16. Can you help me with 1099s & dealing with subcontractors?

  17. Can you help me set up a good balance sheet and Income Statement?

  18. How do you feel about teaching your clients about finance?

  19. What was the last accounting workshop you attended about? How often do you attend continuing education?

  20. Can I write off my new iphone? (probably) How about my business suit? (only if it qualifies as a uniform – has to have branding etc…)

  21. How long from when I call can I usually get an appointment to see you in person?

  22. Can I call you when I have a question? Do you answer questions by email?

  23. Do you have the knowledge and experience to handle my tax situation?

  24. Have you ever worked with a home-based business?

  25. What new changes in the tax laws will affect me this year?

  26. What type of retirement accounts are available to me? How would you recommend I use them to my advantage?

  27. How will you help me maximize my tax savings? How do you double-check that?

  28. How long, approximately, will it take to finish my taxes?

  29. Who is your target client?

  30. What do you love most about what you do?

  31. What’s your privacy policy? Will you share my information with any third-parties?

  32. Based on your experience, what form of business structure should I have?

  33. What do you think of Turbo Tax?

  34. What makes a good accountant in your opinion?

  35. Do you know how to use ________ (your preferred accounting software)? In your opinion, is this the right software for my business? Why?

  36. What happens if I get audited?

  37. Have you ever been the accountant to someone being audited?

  38. Do you personally know the local IRS auditors?

  39. What are some of the common problems you’ve worked through with other companies in my business industry?

  40. What specific deductions apply to me (childcare tax credits, educational credits…)?

  41. Have you ever worked directly with a client’s financial planner? What issues did that cause, if any?

  42. What are some of the things I need to be aware of as my business grows?

  43. How does your firm handle setting up and guiding me through estimated tax payment?

  44. What is the difference between a good accountant and a bad accountant?

  45. Do you do your own accounting?

  46. Without giving specific personal details, what is one of the biggest messes you have encountered and how were you able to help?

  47. Do you provide bookkeeping? Payroll? What other services do you offer?

  48. What records should I keep and how do you recommend I organize them?

  49. Why should I use you?

  50. Is there a question I should have asked that I didn’t?


So there you go. What other questions have you asked? What do you like best about your accountant? What should we avoid?


(This is a copy of the original article can be found here - https://tri.be/how-to-pick-a-good-accountant/)

Print this item

  Interviewing a Financial Advisor
Posted by: it-man - 07-30-2015, 09:39 PM - Forum: 5D Investing for Profit - Replies (2)

Here are some questions that you might use to interview a financial adviser:

1. Are you registered as an investment adviser? If yes, then the adviser owes you a fiduciary duty, which is a fancy way of saying that he/she must put your needs first. If the adviser is registered, ask for a copy of the Form-ADV and Form-ADV part II.


2. How do you charge for your services, and how much? The three basic methods of payment are: Fees based on an hourly or flat rate; fees based on a percentage of your portfolio value, often called "Assets Under Management" ("AUM"); and commissions paid per transaction.

3. What licenses, credentials or other certifications do you have? Licenses or designations, such as a Certified Financial Planner (CFP), a Certified Public Accountant-Personal Financial Specialist (CPA-PFS), or a Chartered Financial Consultant (ChFC). While these are signals of credibility, they don't guarantee a successful relationship.

4. What services do you or your firm provide? Some offer advice on a range of topics, but do not sell financial products. Others may provide advice only in specific areas such as estate planning or tax matters.  Implicit in this question is also what assistance the adviser will not give you. Some people are just investment advisers and only provide you advice on your investments, while other people do comprehensive financial planning around retirement, insurance, estate planning and tax planning. Go with someone whose offerings suit your needs.

5. What types of clients do you specialize in? Some financial advisers have a niche, and if you have a specific interest — such as charitable giving or socially responsible investments or if you’re a newlywed or recently divorced — you’ll want to find one that concentrates in these areas too.

6. What is your approach to financial planning and investing?  If you have a strong preference for a particular philosophy, ask the adviser what his or hers is. For instance, if you prefer to use low-cost funds, you can ask whether they plan to used actively managed funds or passive investments. Some advisers prefer to develop a holistic plan that brings together all of your financial goals. Others provide advice on specific areas, as needed. Make sure the adviser's viewpoint on investing is neither too cautious nor overly aggressive for your risk tolerance. Also ask whether the planner makes their own investment decisions, or depends on others in the firm to do so. What was the adviser's performance in both good and bad markets and ask yourself whether it's more important to you to make money in a rising market or prevent losses in a down market. A great follow up question: What were the three worst investment decisions you made over the past five years, and how did you correct them?

7. How often will we interact? What should you expect in terms of frequency of verbal, written and in-person communication? Also ask whether the adviser will remain your primary contact. Some of planners hold an initial planning meeting and then you see them once a year, and that’s all you get. Others might have quarterly check-ins. Some clients just want to go over everything once a year and then they’re good. Others are looking for more support, so it depends on the amount you want to pay, and how involved you want your planner to be. Are you a delegator? Or do you expect your adviser to explain things to you? If you’re not sure of what you’ll be comfortable with, the J.D. Power & Associates survey found that investors contacted 12 or more times a year had the highest rates of satisfaction with their advisers.

8. Will I be working only with you or with a team? This question will also help you see how often you’ll be in touch with your adviser. Some will meet with you once a year, but have an assisant reach out to you regularly, Some companies have a team approach rather than an individual approach. One approach is not necessarily better than the other. It’s really whatever you prefer.


9. What makes your client experience unique? Why do I want to work with you? Some advisers may want to treat you to their financially savvy best friend and explain that their focus is on using your money to match your values. This pitch would appeal to some clients, but not ones who, for instance, are out to maximize returns in the market.

10. Can you provide three references? Ask for two current clients whose goals and finances match your own, as well as a professional reference, like an accountant or estate attorney

11. Do you have a financial interest in the entity that would house my account?  This is your Madoff-prevention question. When interviewing advisers not associated with large brokerage or insurance companies, ask if they use an independent third-party custodian or clearing firm (this is the entity that produces your statements), which prevents the adviser from having direct custody of your assets and adds another level of security for your account. In the Madoff example, he was the investment adviser, broker-dealer, clearing agent and custodian for all of his client accounts -- a big red flag.

12. Could I see a sample financial plan? There is no one set structure for a financial plan, which means there is wide variation. Some people might give you 50 pages of stuff you don’t understand like charts and graphs, and another planner might provide a five-page snapshot of your financial situation. With a sample, you can say, ‘I really want that in-depth analysis,’ or ‘I don’t understand that.’

13.  Is there anything in your regulatory record that I should know about? Part of your research should include conducting background checks on the professional you may hire. You can visit the Securities & Exchange Commission (http://www.sec.gov/) and FINRA (http://www.finra.org/Investors/ToolsCalc...okerCheck/) websites or the State Securities website NASAA (http://nasaa.org/)  as well as the CFP Board (http://www.cfp.net/). While some violations are non-starters (settlement of multiple customer complaints), others may be understandable (marketing materials not pre-approved; non-client or investment violations).

14. Have you ever been convicted of a crime?

15. Has any regulatory body or investment-industry group ever put you under investigation, even if you weren’t found guilty or responsible?

16. You can check this website (http://www.cfp.net/learn/disciplineactions.asp) to see if the adviser is a CPF and see if there are any disciplinary actions on them.

17. Do you have experience working with tax exempt organizations? This question is only relevant if you have non-profit organization.

18. What is the amount of funds under management of your wealthiest client? You probably want someone who advises people with more money than you have.

19. What experience do you have in advising both capital investments and passive business income? If you are interested in investing in passive business income such as REITs, rental units, or storage units, then you want an adviser with experience in these areas.

20. Are you a full time adviser?

21. How many years have you been an adviser?

22. Would you personally handle my portfolio?

23. How much time do you spend monitoring investments & talking to existing clients? Expect an answer of at least 8 hrs per day.

24. At the end of your meeting, ask yourself the most important gut check question: Do I like this person? After all, you are about to enter into an intimate relationship that will hopefully last a long time. If you have any reservations, move on. There are plenty of qualified advisers out there, who would like to help you out.

25. Did he/she ask me questions and seem to be interested in me? Notice if the adviser talked 90% of the time. If it’s more like 60/40 and he has asked you how he/she can help you, that’s really important. Financial planning is about looking at the person’s individual circumstance instead of punching in some numbers — it’s based on the client’s goals, financial background, what they believe about money, etc.

Forum Moderators

Print this item

  What Stoic Philosophy Can Teach You About Being Happy
Posted by: it-man - 07-30-2015, 07:54 PM - Forum: General Advice - Replies (1)

Stoicism is a movement founded by Greek philosopher Zeno during the Hellenistic period (around 300 BC) that places great emphasis on virtue and living a life in accordance with nature.

Although the word “stoic” commonly refers to someone indifferent to pain, pleasure, grief, or joy, the great Stoic philosophers were definitely not indifferent to these feelings and emotions. They were thinkers and dreamers just like you and me. Marcus Aurelius, a famous Stoic philosopher and Roman emperor, once said, “Dwell on the beauty of life. Watch the stars, and see yourself running with them.” And Seneca once wrote, “The happy life is to have a mind that is free, lofty, fearless and steadfast—a mind that is placed beyond the reach of fear, beyond the reach of desire, that counts virtue the only good, baseness the only evil, and all else but a worthless mass of things, which come and go without increasing or diminishing the highest good, and neither subtract any part from the happy life nor add any part to it.”

Clearly stoicism as a philosophy of mind goes much deeper than just ethics, reason and logic.
In this post I’ll share 8 inspiring quotes from stoic philosophy that can lead you to a life filled with purpose and happiness.

1. Connect with the world around you.

Constantly regard the universe as one living being, having one substance and one soul; and observe how all things have reference to one perception, the perception of this one living being; and how all things act with one movement; and how all things are the cooperating causes of all things that exist; observe too the continuous spinning of the thread and the structure of the web.
-Marcus Aurelius


2. Live in the present moment.

True happiness is to enjoy the present, without anxious dependence upon the future, not to amuse ourselves with either hopes or fears but to rest satisfied with what we have, which is sufficient, for he that is so wants nothing. The greatest blessings of mankind are within us and within our reach. A wise man is content with his lot, whatever it may be, without wishing for what he has not.
-Seneca


3. Live a life of virtue.

He who is making progress has learned that desire is for things good and that aversion is for things evil, and further, that peace and calm are only achieved as a man gets the things he wants and avoids the things he doesn’t want. Since virtue is rewarded with happiness, calm and serenity, progress towards virtue is progress towards its benefits and this progress is always a step towards perfection.
-Epictetus


4. Harness the power of your mind.

The happiness of your life depends upon the quality of your thoughts.
-Marcus Aurelius

5. Don’t get worked up over stuff that doesn’t matter.

Man is disturbed not by things, but by the views he takes of them.
-Epictetus


6. Stop caring what others think about you.

I have often wondered how it is that every man loves himself more than all the rest of men, but yet sets less value on his own opinions of himself than on the opinions of others.
-Marcus Aurelius


7. Cultivate strong relationships by doing selfless acts for people you love.

When one partner looks to his own interests alone and neglects the other’s, or (by Zeus) the other is so minded that he lives in the same house, but keeps his mind on what is outside it, and does not wish to pull together with his partner or to cooperate, then inevitably the union is destroyed, and although they live together their common interests fare badly, and either they finally get divorced from one another or they continue on in an existence that is worse than loneliness.
Musonius Rufus


8. Be thankful for what you have and stop worrying about what you don’t have.

He is a wise man who does not grieve for the things which he has not, but rejoices for those which he has.
-Epictetus



(This article was copied from http://www.lifehack.org/articles/lifesty...happy.html)

Print this item

  Home Security Checklist
Posted by: it-man - 07-30-2015, 07:47 PM - Forum: Security - No Replies

The attached PDF file contains the Home Security Check List.



Attached Files
.pdf   Home Security Inspection Checklist.pdf (Size: 46.07 KB / Downloads: 338)
Print this item

  Checklist for security
Posted by: it-man - 07-30-2015, 07:42 PM - Forum: Security - No Replies

(This article talks about security issues for those who have come into sudden wealth. It was copied from Dinarrecaps.com - http://www.dinarrecaps.com/1/post/2014/0...3alpha.htm, link no longer works.)

Posted by C.S.C on March 14, 2014 at 8:38pm


I live in a small town where it’s still relatively safe. People tend to leave their doors unlocked and the most common crime is drug related. I take precautions, but don't go out of my way to.

From this place of serenity and security, I used to read the many postings for the need for security with a grain of salt. They seemed to prophesize a scary world of Gloom and Doom, a place I didn't want to go. I rationalized that the rich people I know don’t seem to take extra precautions, so why should I?

Then, one day, I came to a realization. We have a target on our backs! We are a unique group of people in one of the most unique times in history. We need to think in new ways.

Our personal information began being collected the instant we purchased our first currency. We were put on a list. Then, when we call the 800#, we will be put on another list.

When we go to the bank to exchange, we will be put on yet another list. The bank will send this list to the appropriate multiple agencies that will put us on their lists and those lists will be shared with unknown businesses and agencies; all designed to track our financial movements for years.

All of our future activity pertaining to money will be put on lists and tracked. Thank you Edward Snowden, for making us aware of this.

Each and every one of the lists I just mentioned will be vulnerable to inside theft, plus outside hacking. As a group of people, we are super vulnerable! At no other time in history has a list of this size, of newly wealthy people ever been created and distributed.

What a golden opportunity for unscrupulous people who want money the easy way.

We are brand new babies in the world of the rich or super rich. We are big hearted people who care about the world and want to help those in need.

Perfect targets for sob stories, lawsuits, scams and ID theft. Start now and become as invisible and untrackable as possible.

There are articles online and many books written on the subject. Read the book “How To Be Invisible” by JJ Luna. It’s a quick, easy read and available from most libraries. Educate yourself.

If you haven't yet, I would suggest you begin your efforts NOW to make your personal information as secure as possible. There are exchange-focused websites that have archived lists of things to do: http://goldenageofgaia.com/2013/01/new-s...e-of-gaia/, http://www.dinarrecaps.com/ and http://s3alpha.net/ are three that I know of. Many of the Gurus have said they will have post Reval information available. Some sites will move, shut down and/or be closed to new members post RV, so sign up now.

Remember, I’m not a professional. The following is my personal list created from hours of study that I’m freely sharing with you.

Most important is: Immediately get an attorney and create either a trust(s) or an LLC and put EVERYTHING in it! Use this name for EVERYTHING!!!

Here are a few of the things to pay attention to:

1. Get a burner phone to make your 800# appointment, then get rid of it. Cancel all cell phone(s) you have now and get a burner phone with minutes paid for with a card for all future use.
2. Create a new secure email address (https://www.hushmail.com/ is one), sent from a secure browser (Safari is one) to give to the 800# appointment operator, then cancel it. Get rid of all your current email addresses. Create another secure email(s) to use in the future.
3. Get a PO Box and use it for EVERYTHING, and I mean everything! Bank statements, car titles/licenses, utilities, credit cards, etc.
4. If you order online (always use your secure browser and secure email), have your PO Box be at a private mailbox service that accepts packages or have the packages delivered to a friend’s address.
5. Get a cross-cut shredder and shred ALL your mail!
6. Use NO debit cards on bigger accounts......too easy to hack. Have one account with a small amount to use for daily expenses that you use a debit card with.
7. Use a credit card and pay the balance off every month...harder to hack and you get perks.
8. Learn how to make super secure passwords and use them.
9. Have your computer checked for viruses, keyloggers and hackers. Your service person should have a program they can run that wipes all personal information from it.
10. NO online banking except for your daily expenses account. Deal only with your personal banker when you want to access your accounts. Do not deal with the teller/retail side of the bank for your bigger accounts.
11. Remember to set up your accounts as “Non-Test, Non-Training Accounts with Access Restricted from Non Essential Bank Personnel”.
12. Unless you have a professional handle your accounting, have a separate computer for your bookkeeping that NEVER goes on line. Use a thumb drive to transfer information between computers if needed.
13. Re-think your participation in social media. Delete ALL social media. Yes, that means Facebook, Twitter, etc. If this is too hard, at least get rid of ALL personal identifying information. This is the easiest way to find and track a person.
14. Don't brag and be flamboyant in your purchases.
15. If you signed an NDA, remember “Loose Lips, Sink Ships”. They can and will take your money.
16. In everything you do, design it to help keep yourself in a low profile.
17. Move if you have to, to a locale of more affluent people where you won't be questioned about your new lifestyle.

Print this item

  What is NESARA?
Posted by: it-man - 07-30-2015, 07:24 PM - Forum: History - No Replies

NESARA stands for the "National Economic Security & Reformation Act" which was signed into law on 10/10/2000 .The law has not been implemented yet, but when it is it will accomplish the following things:

  1. Zeros out all credit cards, mortgage and other bank debt due to illegal banking and government activities
  2. Abolishes the Income Tax
  3. Abolishes the IRS and IRS employees are transferred to the US Treasury National Sales Tax area
  4. Creates a 14% flat rate non-essential 'new items only' Sales Tax revenue source for the government
  5. Increases benefits to senior citizens
  6. Returns Constitutional Law to all courts and legal matters
  7. Reinstates the original 13th amendment (Title of Nobility Amendment)
  8. Establishes new Presidential and Congressional elections within 120 days after NESARA's announcement - the interim government will cancel all national emergencies and return us back to a constitutional republic
  9. Monitors elections and prevents illegal election activities by special interest groups
  10. Creates a new US Treasury currency, 'rainbow currency', backed by gold, silver and platinum - ends the Bankruptcy of the US initiated by FDR in 1933
  11. Forbids the sale of American Birth Certificate records as chattel property by the US Dept of Transportation
  12. Initiates new US Treasury banking system in alignment with Constitutional Law
  13. Eliminates the Federal Reserve System with a 1 year overlap period for transition to remove all FED notes from the money supply 
  14. Restores Financial Privacy
  15. Retrains all judges and attorneys in constitutional law
  16. Ceases all aggressive US government military actions worldwide
  17. Establishes peace throughout the world
  18. Releases enormous sums of money for Humanitarian purposes
  19. Enables the release of over 6000 patents, covering suppressed technologies in free energy, anti-gravity and sonic healing

To read the history of NESARA, click on this link - https://pathwaytoascension.wordpress.com...of-nesara/

Print this item

  Change is on the Horizon
Posted by: it-man - 07-30-2015, 07:36 AM - Forum: History - No Replies

James Rink has done a 3 part documentary called "Change is on the Horizon". Click on the links below to watch the 3 parts.

Print this item

  IRS is a private collection agency for the US Federal Reserve
Posted by: it-man - 07-30-2015, 07:21 AM - Forum: History - Replies (1)

The Internal Revenue Service is considered to be a Bureau of the Department of the Tresaury; however, like the Federal Reserve, it is not part of the Federal Government (Diversified Metal Products v. IRS et al. CV-93-405E-EJE U.S.D.C.D.I.; Public Law 94-564; Senate Report 94-1148, pg. 5967; Reorganization Plan No. 26; Public Law 102-391), and in fact was incorporated in Delaware in 1933.

It is pointed out that all official Federal Government mail is sent postage-free because of the franking privilege, however, the IRS has to pay their own postage, which indicates that they are not a government entity. [The US Govt is but the enforcement arm for the IRS…Ed]

They are in fact a collection agency for the Federal Reserve, because they do not collect any taxes for the U.S. Treasury. All funds collected are turned over to the Federal Reserve. If you have ever sent a check to the IRS, you will find that it was endorsed over to the Federal Reserve. The Federal Reserve, in turn, deposits the money with the International Monetary Fund, an agency of the United Nations (Black’s Law Dictionary, 6th edition, pg. 816), where it is filtered down to the International Development Association (see Treasury Delegation Order No. 91), which is part of the “International Bank for Reconstruction and Development”, commonly known as the World Bank. Therefore, it is now clear that the American people are unknowingly contributing to the coming World Government.

The Secretary of the Treasury is the “Governor” of the International Monetary Fund (Public Law 94-564, supra, pg. 5942; U.S. Government Manual 1990/91, pgs. 480-81; 26 U.S.C.A. 7701(a)(11); Treasury Delegation Order No. 150-10). The United States has not had a Treasury since 1921 (41 Stat. Ch. 214, pg. 654) and for all intents and purposes the U.S. Treasury is the IMF (Presidential Documents, Volume 29, No. 4, pg. 113; 22 U.S.C. 285-288).

Chief Justice John Marshall said: “The power to tax involves the power to destroy.” Alan Keyes, the former ambassador to the U.N., who ran for President in 2000 said:

“We ought to have realized that the income tax is utterly incompatible with liberty. It is actually a form of slavery. A slave is someone the fruit of whose labor is controlled by somebody else. A slave is not somebody with nothing. Rather, he has only what the master lets him have …

Under the income tax, the government takes whatever percentage of the earner’s income it wants. The income tax, therefore, represents our national surrender to the government of control over all the money we earn. There are, in principle, no restrictions to the pre-emptive claim the government has.”

The income tax was intended to rob the earnings of the low and middle class; or as the saying goes, “the more you make, the more they take.” However, the tax didn’t touch the huge fortunes of Illuminati members. The tax was an indication that the U.S. was heading for a planned war, because they couldn’t go into a war without money. Since the tax provided less than 5% of total Federal revenues, increases were later made to accommodate World War I, FDR’s New Deal, and World War II. In July, 1943, workers in this country were subject to a payroll withholding tax in the form of a “victory tax” that was touted as a temporary tax to boost the economy because of the War, and would later be discontinued. However, the payroll deduction remained because it forced compliance.


(This article was coied from this URL - https://chasvoice.wordpress.com/2013/08/...l-reserve/)

Print this item

  Fractional Reserve Banking
Posted by: it-man - 07-30-2015, 07:18 AM - Forum: History - No Replies

Click here to read the article - https://en.wikipedia.org/wiki/Fractional...ve_banking

Print this item

  The Bankruptcy of America in 1933
Posted by: it-man - 07-30-2015, 07:14 AM - Forum: History - No Replies

[The following is excerpted from Judge Dale’s The Great American Adventure – Secrets of America.]

By Judge Dale, retired

On March 9, 1933, House Joint Resolution No. 192-10 by the 73rd Congress, was voted into law, which is the Emergency Banking Act. This Act declared the Treasury of the United States, ‘Bankrupt’, which is an impossible feat since the U. S. Treasury was secretly closed by the Congress twelve years earlier in 1921. The Emergency Banking Act succeeded in abrogating America’s gold standard and hypothecated all property found within the United States to the Board of Governors of the Federal Reserve Bank.

All Sovereign American Citizens residing within the Republic of States suddenly and falsely were expatriated from their Sovereign American status without their knowledge or consent and their labor, souls, children, property, sweat equity and credit became the financial collateral for the public debt, which had then been converted into a Public Trust, which had been scripted after the ancient Roman Trusts.

“Script” money or [negotiable debt instruments] was issued by a private corporation, which is owned by a group of Sabbatean European Jewish Bankers and which is known to everybody as: “The Federal Reserve System.” These promissory notes were called Federal Reserve Notes and our future treatment by the U.S. Government was to be redefined under USC Title 50, ‘The Trading with the Enemy Act’ in which American citizens are defined as, “an enemy of their government” and this is the reason why Lincoln’s Declaration of War is renewed yearly by Congress and the President! In the same year President Roosevelt closed THE VIRGINIA COLONY CORPORATION and opened a new Government Corporation called: THE UNITED STATES, INC.

“The Federal Reserve Act” was designed and written by a German National who was repatriated into the United States in 1903 through Ellis Island of New York. His name was Paul Warburg, and who was a carbon copy of Alexander [Levine] Hamilton. Mr. Warburg was a Sabbatean German Jewish Banker and CFO of the Rothschild Banking Empire. Mr. Warburg’s assignment was to craft a piece of legislation designed to control the finances of the United States Corporation from Europe. The Federal Reserve Act is approximately 1500 pages and places the currency and finance for the United States Corporation under a private corporation called, “The Federal Reserve.” The Federal Reserve is owned lock, stock and barrel, by the Sabbatean/Rothschild Banking Empire and not by the people or the corporate government of the United States.

The Great Depression of 1929, like so many other catastrophes before and after this date was actually a staged event, concocted by the Sabbatean/Rothschild and Rockefeller Banking Empires; the Queen and British Parliament; the US President and Congress; the Vatican and numerous Elite families to steal America’s gold and silver reserves and replace it with, “Negotiable Debt Instruments” or Script money. Their theft was ingenious and by allowing the public to fall on hard times, the public soon began to demand that the government fix the problem by any means necessary!

This was like self mutilation being repaired with a band-aid!

NOTE: While everyone struggled in this Country to survive, President Roosevelt and the Congress were making interest bearing loans to Foreign Governments, using the very money they publicly swore did not exist! Germany used that money to enlarge their War Chest. The American public however was so self-indulged about their own personal fate that they never considered or asked how it was possible that all of the above government individuals, never personally lost a dime during the Great Depression and how they all continued to enjoy their family estates and personal wealth! Remember the term, “functional illiterates?” Need I say more?

We all have been trained to believe that someone not born on American soil is an alien however we forget to consider that the Declaration of Independence was written completely by aliens and not one adult Colonist or Founding Father was born on American soil! The Immigration Laws of the United States are contrary to the Declaration of Independence and the biggest Terrorist on the planet is now the United States Government! This fact will be further discussed later on.

Following the 1933 bankruptcy; most American’s were not aware that HR 1491 or HR 4960 had been secretly passed, wherein the US Congress actually relinquished our right to have or accumulate gold and silver. The Congress eventually repealed part of this legislation to accommodate jewelers but all Americans’ are still prohibited from having or accumulating solid gold and silver. Hence, our coins are no longer solid gold or silver but are tin and nickel plated, carbon filled coins. Pennies are tin and copper plated carbon filled coins. These Acts also established the requirement of licensing and then with the enactment of ‘The Trading with the Enemy Act’ under War and National Defense; the Confiscation Act, the Reconstruction Act and the Lieber Code were all tied together to create the secret fascist government of the United States.

NOTE: The word ‘license’ is defined in all modern law dictionaries as: “A permit to do something unlawful.” Now think about that and consider all the Licenses you currently hold? Those licenses are civil contracts that have been issued to you by the government only so that you may do something lawful but rather unlawful!

[e.g.] When two people apply for a marriage license, the two of you enter into a binding contract and by applying for a license to marry, you now have voluntarily included the State as a third party to your marriage! If things don’t work out in that marriage, the State is first to be satisfied.

[e.g.] Your right to travel is an unalienable right defined by the Declaration of Independence and not a privilege and yet the government demands that you apply for a driver’s license! Google: Right to travel and read the millions of old Court rulings that cite our right to travel without a license! PS/ The Courts now refuse to honor those old precedents of law since 1938 because of a Supreme Court case titled: Erie Railroad v. Tompkins, 304 US 64 (1938).

Mr. Tompkins attempted to walk along a set of Railroad Tracks when he was struck by an appendage fastened to a mail train and he subsequently sued claiming negligence and damages on the part of the Railroad. What Tompkins didn’t know was that the Railroads were in partnership with the Corporate United States Government and so to protect the Government, the Supreme Court ruled that: ‘Absent a ticket or license, Tompkins was trespassing on railroad property and therefore he was barred from any relief.’

This ruling wiped the slate clean by eliminating all previous Court precedents that occurred prior to the year 1938 concerning our unalienable right to travel and opened a floodgate for new State and Federal Government controls such as: The State Vehicle Codes and the requirement for licensing of everything and anything!

Prior to 1933, we all were proud and peaceful Sovereign inhabitants of America. The Trading with the Enemy Act, the Confiscation Act and the Lieber Code obligated the military government to, ‘peacefully interact with American citizens’ and prohibited them from ‘provoking us or to act belligerently toward us’ [or] they forfeit their ability to profit and loot [or] to securitize our property, equity and credit being held in a Public Trust.

_____________________________________________________

‘Add in’ by ACS Editor

From Silent Weapons for Quiet Wars (pg 9)
“War is therefore the balancing of the system by killing the true creditors (the public which we have taught to exchange true value for inflated currency) and falling back on whatever is left of the resources of nature and regeneration of those resources.”


_____________________________________________________

When we voluntarily or involuntarily entered their Military Courts of Justice, one will frequently hear the prosecutor or defense lawyer argue that: ‘Your comment or actions are a belligerent response’ [or] ‘You are being combative.’ Key words to inform you that you or someone else, is about to be fleeced! Lawyers will even attempt to provoke you or your witness’s anger in the Court, just so you or they behave belligerently toward them and this is why they do that!

Under Regulation 840-10 of the Military Code and sections of the Administrative Procedures Act and the presence of that Military [gold fringed] Flag on display in the Courtroom, instantly creates a state of emergency meaning that, the moment a police officer stopped you in the exercise of your right to life, liberty and the pursuit of happiness, the police officer became a belligerent! He is armed and you’re not! He displays a military rank and you’re a civilian and he has now delivered you into a Military Court of Justice with the intent to ‘pillage and plunder’ within the Admiralty jurisdiction of that Military Court, which is also known as ‘The Law of Prize and Captured Property,’ as defined under Title 10, sections 7651 to 7681 of the Code of Military Justice, March 25, 1862.

As mentioned before, The Reconstruction Act included and changed all state officials into having ‘federal foreign standing.’ The 14th amendment deliberately forced and kept them there and section 2 of the Lieber Code instructs that: ‘A victorious army seizes all money and movable property and holds it in trust,’ and this is exactly what the Corporate United States Government and State Governments did and continue to do because they now perceive themselves to be, ‘a victorious army.’

The corporate Congress; the corporate Military Government and their corporate Military Courts of Justice however discovered that they could not gain access to those Public Trusts deposited into the Federal Reserve System, which they had created using our birth registration forms; social security registration forms, licenses, personal property, deeds, promissory notes, equity and credit, without including our individual persons into the bankruptcy of the United States Treasury of 1933. So they cleverly denied our personal Sovereignty and converted our persons into an appellation, which is a corporate fiction or strawman and identified us by writing our birth names all in capital letters. All of our Licenses and documents now reflect this appellation.

NOTE: Of course they cannot lawfully do this because we are a Sovereign people and they are a Corporation and under the Confiscation Act, they have violated their own, ‘Rules of Engagement and Military Protocol’ but do they care? Not any more!

The all-caps name can be researched in every State Code under ‘corporations:’ [e.g.] see the Texas Administrative Code for example under ‘corporations’, Chapter 79.31, subtitled: entities; [also] the all-caps name is specified in the United States Government- Style Manual under the section titled [identifying corporations].

These Public Trusts are not a new concept. The concept and strategy was copied from the Ancient Roman Empire and their use of Roman Trusts. The Ancient Roman Trusts declared that everyone had died after Rome was burned [which was a staged event] and until those Roman Citizens served notice upon the Roman Senate that they were in fact alive and capable of managing their own Estates, all were presumed dead and the Roman Senate became the Trustee over every Estate and used them as they deemed appropriate!

_____________________________________________________

‘Add in’ by ACS Editor

In 1932 the US Government did the same thing. After the banking cartel orchestrated the Great Depression, poverty gripped a huge percentage of the population. Most Americans are unaware that the ‘government’ helped destroy food while the people were suffering from mass starvation. Russian researchers have exposed this tragedy and named it the Great American Holomodor.

_____________________________________________________

NOTE: You can buy your freedom for a price of $600,000 dollars through the Department of State, which is the cost of procuring American diplomatic immunity pursuant to International Law. In all other countries this same immunity can be purchased for $95,000.00, which is honored in 90 of the 267 world countries with the exception of: The United States, Canada and the United Kingdom. [Isn’t that curious?] My point here is that everything is a game and for enough money, anyone can play and secure their freedom from criminal law, civil lawsuits, taxes and passports because everything in this world is about commerce.

In 1933, this corporate government enticed Americans to voluntarily register for birth certificates, social security, driver’s licenses, voter registration, etc. and enticed us with government benefits to do so. Years later they obligated American’s to register for all of these documents except for voter registration.

These so-called government benefits were no bargain because they belonged to all of us to begin with and over time the largest benefits have been watered down! What most American’s don’t realize is that: No Corporation can operate or fund itself. Corporations require human beings; their credit and sweat equity to finance and operate them! Therefore, everything that the government claims to own actually belongs to “We the Public” and not them! Everything they have been doing is one gigantic fraud and all of it at our expense!

As previously mentioned: These registration programs were instituted so that the Federal Reserve Banks and the Corporate Military Courts of Justice could securitize and monetize the public Trust Accounts. Each Birth Certificate and Social Security Card was eventually converted into a Trust Account and became a government security [like company stocks and bonds] and is marketed as a Mutual Fund. If you own a piece of a Mutual Fund Investment you are actually hedging your money against human collateral.

Every Bond or International Security is assigned a “CUSIP” number and if you know how to use their formula or have a close friend who is a stock broker, you or he can convert the numbers and letters found on your Social Security Card into its CUSIP number. Armed with those CUSIP numbers, anyone can look up their Mutual Funds that your life is being collectively marketed under. Your Birth Certificate number is handled the same way.

Our forced registration [birth] actually made us the personal property of the State. Each of us unknowingly gave our children away to the Government of the State where they were born when we registered them for a government issued Birth Certificate, which is how the State Government controls child custody! Our children are now their collective property and we are permitted to keep and raise them, providing that we behave ourselves and comply with their corporate laws and regulations!

The State obligates us to pay for our children and they generally object to pay for anything unless we become dead or destitute! It is also the Birth Certificate that provides the Police with the authority to break and enter any house under suspicion of abuse but now the Patriot Act covers all other situations. The Fee Simple Deed gave the State your home and the right to tax you into poverty as a Tenant and the Patriot Act eliminated the need for search warrants.

You are no longer the King of your castle, which was guaranteed by the Allodial Deed because you no longer own a castle! Your personal Lawyer set that one up too and received a large, one time secret kickback, from the State Government on your first tax bill in addition to the fees you paid to him to represent your best interests! Devious people, aren’t they?

When our deeds were Allodial, no one could trespass on our property, not even the government. No one could Tax your property and no Bank could foreclose on your property but there again, no Bank would ever loan you money against your property either! We were the Kings and Sovereign Rulers of our land and homes. Do you now see how the government has been chipping away at your basic rights and freedoms?



(This article copied from this URL - http://anticorruptionsociety.com/the-ban...rica-1933/)

Print this item